How to Apply

New and continuing students have to apply for financial aid every year. 

Remember: you must be registered before we can process aid.

Apply for Aid in 8 Steps

Step 1: File your Federal Income Tax Return
Complete your federal income tax return. Include your spouse’s information, if you are married and did not file jointly. 

Step 2: Create an FSA ID
With a unique FSA ID, you can apply for Financial Aid online. You only need to register once.

Step 3: Complete a FAFSA on or after January 1st
Visit to submit your FAFSA online. 
Touro College – New York School Code: 010142

Step 4: Review Tuition Costs
The maximum amount of aid applied for in a year cannot exceed the cost of attendance (COA) for that year.

Step 5: Take the Entrance Interview
First time borrowers must take the Entrance Interview, an online tutorial that details students’ rights and responsibilities as loan borrowers. Log in with your PIN at to take the interview. 

Step 6: Sign Electronic Master Promissory Note (eMPN)
First time borrowers taking out a Direct Unsubsidized Loan must visit to sign an eMPN. Direct Grad PLUS Loans require a separate eMPN.

Step 7: Private/Alternative Loan
Notify the Financial Aid Office of any private or alternative loans you apply for so that we can certify the loans.

Step 8: You will receive your final financial aid instructions through your Touro College email.


Notes on Financial Aid

In reviewing your application, we may request additional documentation.

Loan funds are disbursed directly to the College to cover the cost of tuition. The Bursar’s Office distributes refunds within 14 days of receiving the funds.

We verify satisfactory enrollment and academic progress before disbursing funds. Contact the Bursar at (212) 463-0400, ext. 55297 or email